Switching your loan over is a simple and easy process. First, you will have to fill out your online application form. Then one of our lending specialists will organise a pre-approval of your loan. You will then receive your final approval, mortgage documents, and loan agreement.
You must sign these and return them. This will authorise us to deal directly with your existing lender.
We will then pay your previous lender in your place. We will pay the loan out by estimating payout costs based on the current balance, repayments, and rate. Lastly, your loan will settle, and you will enjoy new low rates!